Plano commercial auto insurance
Businesses in Plano, Texas rely on vehicles every day—whether for transporting goods, visiting job sites, or meeting clients. If your company owns, leases, or uses vehicles for business purposes, commercial auto insurance is essential to protect your drivers, vehicles, and financial future. A properly structured commercial auto policy helps safeguard your business from costly accidents, liability claims, and unexpected downtime.
What Is Commercial Auto Insurance?
Commercial auto insurance provides coverage for vehicles used primarily for business operations. Unlike personal auto insurance, commercial policies are designed to address the higher risks associated with business use, including multiple drivers, heavier vehicles, and increased mileage. Coverage can extend to cars, vans, pickup trucks, box trucks, and specialty vehicles used across Plano and the surrounding North Texas area.
Who Needs Commercial Auto Insurance in Plano?
Many Plano businesses benefit from commercial auto coverage, including:
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Contractors and construction companies
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Delivery and courier services
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Landscaping and lawn care businesses
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Real estate and property management firms
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Retail and wholesale companies
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Professional services with company vehicles
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Food trucks and mobile businesses
If employees drive company vehicles—or use their own vehicles for work—you may be required to carry commercial auto insurance to stay compliant and protected.
Coverage Options for Commercial Auto Insurance
Commercial auto insurance policies can be customized to meet your business’s specific needs. Common coverage options include:
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Liability Coverage – Covers bodily injury and property damage if your business vehicle is involved in an accident.
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Collision Coverage – Pays for repairs or replacement if your vehicle is damaged in a collision.
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Comprehensive Coverage – Protects against non-collision losses such as theft, vandalism, fire, or weather damage.
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Uninsured/Underinsured Motorist Coverage – Helps cover costs if your driver is hit by a driver with insufficient insurance.
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Medical Payments Coverage – Assists with medical expenses for drivers and passengers after an accident.
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Hired & Non-Owned Auto Coverage – Covers vehicles your business rents or vehicles owned by employees but used for work purposes.
Why Commercial Auto Insurance Matters in Plano
Plano’s growing business environment and busy roadways increase the likelihood of vehicle-related risks. An accident involving a company vehicle can lead to expensive repairs, legal claims, and lost productivity. Commercial auto insurance helps protect your business assets while ensuring you meet Texas insurance requirements and client contract obligations.
Get a Commercial Auto Insurance Quote in Plano
Every business is unique, and your commercial auto insurance policy should reflect that. An experienced local insurance agency can help assess your risks, recommend appropriate coverage limits, and tailor a policy that fits your budget.
If your business operates vehicles in Plano, Texas, now is the time to review your commercial auto insurance coverage. Contact Texas Premier Group Insurance today to get a customized quote and keep your business moving forward with confidence. 866-390-5088