Houston Flood Insurance

Houston Flood Insurance

Don't rely on the federal government for help in the event of a catastrophic weather event in the Houson area.  Having the right flood insurance can make all the difference considering most flood losses are not covered by a standard home insurance policy.

Your standard Texas flood insurance policy would apply to homes, condos, mobile homes, businesses and rentals that are in flood zone areas. Typically, your flood insurance policy is dependent on your flood zone risk.

There are multiple options for your Houston flood policy:

  • Building, contents, replacement cost coverages
  • Standard flood insurance coverage
  • Different coverage options available
  • Optional excess flood coverage
  • Affordable rates

Flood coverage Insurance for the Houston area

First, start with coverage for your personal property such as furniture and clothing. Building coverage is designed to protect the structure of your home or business and cover appliances and other property items that are considered part of your property including air conditioners, dishwashers and cabinets.

Policies have different options so contact one of our staff at 972-987-6464 for any questions you may have about your Houston flood insurance policy.